EV insurance

Getting

£450 excess

£200 excess using own repairer


£559.00
QTE094241709/005

£594.00
QTE094241709/006
£250 excess


Aviva drive app
28% off the cost

Criteria

• Begins on Friday 14th September
• Insuring Marc and Nicole
• Car owned by Bittylicious but I am the registered keeper
• Company directors
• Landline: 0203 7733 393
• Nicole's license is from 2005 (13 years, 3 months) and she is a resident from 1999
• Assuming 10,000 miles per year

Car details

• Base car price: £32,360
• With plug in grant: £36,860

Excess insurance

Look into Shortfall

EU cover

• Co-op/Aviva 90 days per trip, 180 days per year
• Admiral (£19.50/week on top)/Diamond/Elephant, 30 days per trip, 90 days per year
• Budget, 60 days (can be extended by calling up)
• John Lewis, 90 days per year
• Direct Line, 3 days per year standard plus add on of 90 days

General info

• Adding 1,000 business miles costs about £50 extra
• £250 voluntary excess seems to be quite a sweet spot

Free Hyundai 7 Day Insurance

• £500 excess
• SDPC
• Ref: 24377687 Del. Called Jerome second time.
• They will call me back. They don't know whether they can cover this yet.

Considering

Admiral

via Money Supermarket

• £705.60 (SD, £250 voluntary excess)
• £726.88 (SD, £100 voluntary excess)
• £752.64 (SDCB, 1000 business miles, £250 voluntary excess)
• £831.04 (SD, £0 voluntary excess)
• £837.76 (SDCB, 1000 business miles, £100 voluntary excess)

via Confused.com

• £659.69 (SD, £250 voluntary excess)

Directly

• £726.14 (SD, £250 voluntary excess)
• £657.34 (SD, £250 voluntary excess, telematics box)

AXA

• £759.34 (SD, £250 voluntary excess = £350 total excess)

But I'm pretending I'm the owner, and that might not be allowed.

Need to call

Aviva

Quoted over the phone. Need to call back when I have a registration number.

General details:

• Accidental recovery service
• Repairs guaranteed for 3 years
• Compulsary excess £200 if you use a non approved repairer
• All drivers over 21

• £350 voluntary excess is £744.00
• £250 voluntary excess is £776.00
• £150 voluntary excess is £846.00

Business use appeared to cost an extra £52 per year, but can be added later on so it's pro-rated.

• Foreign use is £28 giving 90 days per trip or 180 days per year
• Breakdown protection is £38 (seems good)

Ref: QTE094241709

Ruled out

Co-operative

£3782.43 for the year with £250 voluntary excess.

Churchill

We are unable to provide you with a quote based on your information.

Direct Line

We are unable to provide you with a quote based on your information.

Endsleigh

Don't seem to do EVs (can't select or find the Kona at all)

LV

Car not on their system.

PlugInsure

Indicative Quote £1,784.48 with £250 voluntary excess

That's assuming that I fully own the vehicle too.